PRODUCTS

Select Trust Plus Long Term Disability

Why should you consider Select Trust Plus Long Term Disability?

We start by offering a maximum monthly benefit of $5,000 which protects up to $100,000 of an employee’s annual earnings. Employers may then choose either a 90- or 180-day elimination period. Two different benefit schedules are available depending on industry classification. No medical exams or evidence of insurability is required.

Coverage includes:

• Partial disability benefits, encouraging disabled employees to return to work
• Waiver of Premium Benefit

The Select Trust Plus Long Term Disability product is field quotable.

• Download the Select Trust Plus product literature and jump to page 14 for LTD (PDF)
• STP Quoter Walkthrough (PDF)
• STP Rating Proposal System Login
• Contact your KCL Group sales representative

Products may not be available in all states. Please contact your sales representative for more information.