PRODUCTS
Select Trust Plus Long Term Disability
Why should you consider Select Trust Plus Long Term Disability?
We start by offering a maximum monthly benefit of $5,000 which protects up to $100,000 of an employee’s annual earnings. Employers may then choose either a 90- or 180-day elimination period. Two different benefit schedules are available depending on industry classification. No medical exams or evidence of insurability is required.
Coverage includes:
- Partial disability benefits, encouraging disabled employees to return to work
- Waiver of Premium Benefit
The Select Trust Plus Long Term Disability product is field quotable.
For more information please select your state: then,
- Download the Select Trust Plus LTD product literature (PDF)
- STP Quoter Walkthrough (PDF)
- STP Rating Proposal System Login
- Contact your KCL Group sales representative
Products may not be available in all states. Please contact your sales representative for more information.

