PRODUCTS

Group Short Term Disability

Your clients may now offer their employees affordable disability coverage.

Our Short Term Disability (STD) product is designed to offer a variety of benefit levels based on the employee’s needs. With a choice of benefit percentages, maximums and elimination periods, we let employers determine which coverage works for their group.

We offer provisions for employees who are partially disabled. Or, if an employee becomes disabled from the same cause as a prior disability, the current disability may be considered a continuation of the prior disability. In addition, two-year rate guarantees may be available for groups of less than 100 lives.

For more information:

• Download the Short Term Disability product literature (PDF)
• Contact your KCL Group sales representative

Products may not be available in all states. Please contact your sales representative for more information.