True Group and Voluntary (10 or more employees)

Long Term Disability (LTD) coverage can help offset some of the financial burden an employee may experience if suffering from a lengthy disability. Kansas City Life Insurance Company will create a plan specifically to meet employers cost objectives, while also meeting the needs of their employees.

Funding options are flexible whether employers want to pay all of the cost, just a portion or allow employees to enroll in a voluntary plan.

Employers may choose to provide an LTD benefit plan of 60 percent of monthly earnings to a maximum benefit amount of $6,000 up to $15,000 for True Group Coverage and a maximum benefit amount of $1,000 up to $6,000 for Voluntary Coverage with either a 90- or 180- day elimination period.

As an added benefit, Kansas City Life’s LTD includes an extensive Employee Assistance Program (EAP). The EAP program includes up to five face-to-face visits per issue, per year for each member and his or her dependents.

For more information and additional features, select brochure options on the right.

To find information for employer groups with fewer than 10 employees, select Go2.

LTD Home

LTD Brochures - For Producer Use Only

Coverage may not be available in all states. Please contact Kansas City Life Insurance Company to confirm state availability.

Policy and certificate referenced: PJ140/CJ140.